Last updated: May 18, 2025
By accessing or using the Worth It Insurance website or contacting us for a quote (the "Services"), you agree to these Terms.
We are an independent insurance and multi-services agency that assists with quotes, comparisons, and placement of insurance through third-party carriers and partners. We also provide selected non-insurance services (e.g., notary, forms/translations, filing assistance) as listed on our site.
Quotes are illustrative and subject to underwriting. Coverage is not effective until your application is approved, required documentation is received, premium (or down payment) is paid, and you receive written confirmation of binding or a policy/ID card from the carrier.
You agree to provide accurate, current, and complete information; keep contact details up to date; and use the Services lawfully. Misstatements or omissions can affect quotes, eligibility, and claims.
By submitting your information, you consent to being contacted by phone, SMS, and email (including automated/prerecorded technologies) as permitted by law. You can opt out of marketing at any time (email unsubscribe; reply STOP to SMS). Operational messages may still be sent.
Our site may link to third-party websites, tools, or carriers. We do not control or endorse third-party content and are not responsible for their practices or terms.
All site content, logos, and designs are owned by or licensed to Worth It Insurance and protected by law. You may not copy, modify, or distribute site materials without permission.
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL WARRANTIES TO THE MAXIMUM EXTENT PERMITTED BY LAW. WE DO NOT WARRANT THAT QUOTES WILL BE THE LOWEST AVAILABLE OR THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WORTH IT INSURANCE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOST PROFITS. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICES SHALL NOT EXCEED $100 OR THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS BEFORE THE EVENT—WHICHEVER IS GREATER.
You agree to defend, indemnify, and hold harmless Worth It Insurance from claims arising out of your use of the Services or your violation of these Terms.
We may suspend or terminate access to the Services at any time, with or without notice, for any reason permitted by law.
These Terms are governed by the laws of the State of Florida, without regard to conflicts rules. Venue and jurisdiction lie in the state courts of Palm Beach County, Florida or the federal courts in the Southern District of Florida.
Optional arbitration clause: The parties agree to binding arbitration administered by AAA in Palm Beach County, FL. Each party bears its own costs. Judgment on the award may be entered in any court of competent jurisdiction.
We may update these Terms at any time. Continued use after changes means you accept the revised Terms.
Contact: info@worthitins.com • (850) 357-6029 • 6572 Constance St, Lake Worth, FL 33467